Your home, your way
We’re at the beginning of the mortgage process together. Here’s who you’ll be working with, what happens next, and how to keep your closing on track.
Start my applicationWho you’ll be working with
We’re Yumee and Bret — a husband-and-wife team, parents to two, and raised here in the Puget Sound. You’ll be hearing from both of us throughout your loan, so call, text, or email either of us anytime. Buying a home is one of the biggest milestones there is, and we’re excited to be part of yours. Our job is to guide you through every step.


Before you start
The documents we'll ask for, and how to send them. Getting these together early is the single biggest thing you can do to keep your loan moving.
What happens next
Nine steps from application to keys in hand — what each one is, who does it, and when you'll hear from us.
While your loan is in process
The everyday things that can undo an approval while your loan is in process — and what to leave alone until you have the keys.
Our goal is a loan that works for you, with service to match. The numbers at the bottom of this page are our personal cell phones. Call or text anytime.
Team Yumee at CMG Home Loans · Branch NMLS# 2477056 · Corporate NMLS# 1820 · Equal Housing Opportunity · 10900 N.E. 4th Street, Suite 2200, Bellevue, WA 98004
Text messaging terms & conditions · Text messaging privacy policy · How we collect text messaging consent
CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID# 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com), Equal Housing Opportunity. Licensed by the Washington Department of Financial Institutions under the Consumer Loan Act No. CL-1820. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing